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Create CVIf you're researching treasury analyst salary US, you're likely trying to understand not just the base pay, but how compensation evolves, what drives higher earnings, and how treasury roles compare to FP&A, accounting, and corporate finance careers.
Treasury analysts operate at the core of a company’s financial strategy, managing cash flow, liquidity, debt, banking relationships, and risk (FX, interest rates). Because of this, compensation varies significantly depending on company size, capital structure complexity, and exposure to global markets.
This guide breaks down real salary ranges, total compensation, and how treasury analysts maximize earnings in the US market based on how hiring managers and finance leaders actually structure pay.
Entry-level treasury analyst salary: $65,000 – $85,000
Mid-level treasury analyst salary: $85,000 – $110,000
Senior treasury analyst salary: $105,000 – $135,000+
Average base salary: ~$92,000
Average total compensation (TC): $95,000 – $120,000
$65,000 – $85,000
Minimal bonus (0–5%)
Typical background:
Finance or accounting degree
Internship in treasury, banking, or FP&A
Responsibilities:
Daily cash positioning
Bank reconciliations
Payment processing
Entry-level candidates are valued for , not strategic decision-making.
$95,000 – $130,000 base
Bonus: $10,000 – $25,000
Equity (RSUs): $10,000 – $50,000+
Why higher pay:
Global treasury operations
Complex capital structures
Exposure to capital markets
Entry-level: $5,400 – $7,000/month
Mid-level: $7,000 – $9,200/month
Senior-level: $8,700 – $11,500+/month
Key insight: Treasury roles often start slightly lower than FP&A or investment roles, but scale quickly with exposure to capital markets, debt structuring, and global cash management.
$85,000 – $110,000
$5,000 – $12,000 bonus
Expanded scope:
Cash forecasting
Liquidity planning
Bank relationship support
Hiring manager perspective: At this level, compensation increases when analysts reduce cash inefficiencies and improve forecasting accuracy.
$105,000 – $135,000+
Bonus: $10,000 – $25,000
Responsibilities:
Debt management
FX hedging strategies
Capital structure support
Critical insight: Senior treasury analysts are evaluated on their impact on cost of capital and risk mitigation, which directly influences pay.
$90,000 – $125,000
Bonus-heavy structures
$80,000 – $110,000
Stable bonus (5–10%)
Higher pay due to:
Large debt structures
Commodity exposure
Capital-intensive operations
$75,000 – $110,000
Equity: $5,000 – $40,000
Important: Treasury roles in startups are less common but can expand quickly into leadership roles.
85–90% of total pay
Stable and predictable
5–20% depending on company performance
Higher in capital-intensive industries
Common in tech companies
Can significantly increase TC
Health, dental, vision
401(k) match
PTO (15–25 days)
Key distinction:
Base salary = stability
Bonus = performance reward
Equity = long-term upside
New York City: $100,000 – $135,000+
San Francisco: $105,000 – $140,000
Houston (energy hub): $95,000 – $130,000
Chicago: $85,000 – $110,000
Dallas: $85,000 – $105,000
Charlotte (banking hub): $85,000 – $115,000
Increasingly common
Salaries benchmarked nationally
Recruiter insight: Treasury roles tied to physical banking relationships or headquarters functions are less likely to be fully remote compared to FP&A roles.
High-paying roles involve:
Debt issuance
Credit facilities
Investor relations support
High-value tools:
Treasury Management Systems (TMS)
SAP / Oracle
Advanced Excel / data tools
Handling:
Multi-currency cash flows
FX risk
International banking
significantly increases salary.
Energy, tech, and financial services pay more
Simpler industries pay less
CTP (Certified Treasury Professional)
CFA (less common but valuable)
Move beyond:
Into:
Financing strategy
Credit agreements
Energy
Infrastructure
Tech
Adds credibility
Increases promotion opportunities
Weak Example:
“I manage daily cash balances.”
Good Example:
“I optimize global liquidity and support debt financing strategies.”
Limits growth and earning potential.
This is where the highest salaries are.
Some industries simply pay more for treasury talent.
TMS experience can significantly increase market value.
Treasury Analyst: $70K – $100K
Senior Treasury Analyst: $100K – $135K
Treasury Manager: $120K – $170K
Director of Treasury: $150K – $250K
Treasurer / VP Finance: $200K – $400K+
The biggest salary jumps happen when:
Moving into treasury management
Gaining ownership of financing decisions
Increased focus on liquidity risk
Rising interest rate complexity
Growth in global treasury operations
Mid-career: $100K – $130K
Manager level: $130K – $180K
Executive level: $200K – $400K+
Critical insight: Treasury is a niche but high-leverage finance function. Specialists with capital markets expertise can command premium salaries.
Treasury analyst salaries typically range from:
$70K – $110K (most common range)
$110K – $135K+ (senior / high-demand roles)
Your earning potential depends heavily on:
Exposure to capital markets
Industry (energy, tech, finance)
Technical systems expertise
Strategic career moves
If you position yourself beyond operational treasury into financing strategy and risk management, you can accelerate into $150K+ roles within 3–6 years and eventually reach executive-level compensation.
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